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Baloise-Holding, through its subsidiaries, engages in the insurance and banking operations in continental Europe. It offers nonlife insurance products, including accident and health insurance, as well as products for liability, motor, property, and marine insurance. The company provides life insurance products, such as various capital formation insurance and risk coverage, and investment-type products to private individuals and companies. It also operates Baloise Bank SoBa, a full-service bank located in Switzerland; and Deutsche Ring Bausparkasse in Germany.