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2019 Annual Report and Form 10K

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Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank, a federally chartered stock savings bank. Carver was founded in 1948 to serve African-American communities whose residents, businesses, and institutions had limited access to mainstream financial services. Carver has been designated by the U.S. Treasury Department as a Community Development Financial Institution ("CDFI") because of its community-focused banking services and dedication to the economic viability and revitalization of its local community. Carver is the largest African- and Caribbean-American managed bank in the United States, with eight full-service branches in the New York City boroughs of Brooklyn, Manhattan, and Queens.