The Nordic Investment Bank (NIB) is an international financial institution owned by the eight Nordic and Baltic countries. NIB provides long-term loans and guarantees on competitive market terms to clients in the public and private sector. The Bank finances sustainable projects that increase productivity and benefit the environment. NIB focuses in particular on four sectors: energy and…More water; financial institutions and SMEs; industries and services; infrastructure, transportation and technology. NIB has lending operations both in and outside its member countries. The Bank acquires the funds for its lending by borrowing on the international capital markets. NIB’s bonds enjoy the highest possible credit rating.